Our affiliate courses are designed by experts who have years of experience
Countless responsible people are struggling with overwhelming amounts of debt. Whether you need a Chapter 7 or Chapter 13 bankruptcy, I can help.
Discover how filing Chapter 7 bankruptcy can help you get a “fresh start”.
A Chapter 13 bankruptcy offers a
debt solution in the form of a repayment
plan, based on your ability to pay.
5k+Happy Clients
20m+Debt Removed
100k+Accounts Removed
Countless people throughout California are struggling with overwhelming debt. It can happen to even the most responsible people. The loss of a job, a divorce or mounting medical bills can place anyone in a very difficult position. When you are unable to pay for your bills and mortgage, filing for bankruptcy can be an effective solution. My name is Dave and I am a California bankruptcy attorney. Over the years, I have helped many men and women overcome their debt problems and regain their financial freedom. Whether you may need to file for Chapter 7 or Chapter 13 bankruptcy, I can help.
Chapter 7 bankruptcy can be a good option for people who have excessive amounts of unsecured debt and are finding it difficult to keep up with the minimum payments. Unsecured debt is any debt that is not backed by any type of collateral.
Our affiliate courses are designed by experts who have years of experience and proven results in the affiliate marketing industry.
"Dave exceeded my expectations! Their expertise and personalized approach made navigating bankruptcy a breeze. Highly recommend for anyone seeking financial freedom!"
"Dave provided an exceptional service, guiding me through the complexities of bankruptcy with professionalism and care. Their expertise and support were invaluable, and I'm grateful for their assistance in paving the way towards financial freedom."
"Debt Relief Dave is a game-changer! Their expert guidance and unwavering support made navigating bankruptcy a breeze. Highly recommend!"
We welcome all clients from in city in California.
A: Bankruptcy is a legal process designed to help individuals or businesses overwhelmed by debt regain financial stability. It involves declaring an inability to repay outstanding debts, and depending on the type of bankruptcy filed, assets may be liquidated to pay off creditors or a repayment plan may be established.
A: Determining if bankruptcy is the right choice for your financial situation depends on various factors such as the amount of debt you owe, your income, assets, and your ability to repay your debts. Consulting with a bankruptcy attorney or financial advisor can help assess your options and determine the best course of action.
A: The two main types of bankruptcy for individuals are Chapter 7 and Chapter 13. Chapter 7 involves liquidating assets to pay off debts, while Chapter 13 involves creating a repayment plan to pay off debts over a period of time. Businesses typically file for Chapter 11 bankruptcy, which allows them to reorganize and continue operating while repaying creditors.
A: While bankruptcy can have a negative impact on your credit score initially, it provides an opportunity for a fresh start. Over time, with responsible financial management, you can rebuild your credit. Many individuals find that their credit scores improve after filing for bankruptcy because they are no longer weighed down by overwhelming debt.
A: The length of time bankruptcy remains on your credit report depends on the type of bankruptcy filed. Chapter 7 bankruptcy typically stays on your credit report for 10 years, while Chapter 13 bankruptcy remains for 7 years. However, its impact on your credit score lessens over time, especially with responsible financial behavior.